Disclaimer

1. Not Financial Advice

The information provided by Whalor ("we," "us," or "our") on our mobile application and website (collectively, the "Service") is for general informational and educational purposes only.

Nothing on this Service constitutes financial advice, investment advice, trading advice, or any other sort of advice. You should not treat any of the Service's content as such.

We do not recommend that any financial instrument should be bought, sold, or held by you. We do not make any representations or warranties as to whether any particular trade is appropriate for you. Any decisions you make based on information from our Service are solely your responsibility.

2. Not a Registered Investment Advisor

Whalor is not a registered investment advisor, broker-dealer, or financial planner. We are not licensed to provide investment advice. Our Service is a data and analytics platform that displays publicly available market information.

You should consult with a qualified financial advisor, accountant, or attorney before making any investment decisions.

3. Options Trading Risks

Options trading carries significant risks, including but not limited to:

• Total Loss of Investment: You can lose 100% of the money you invest in options
• Leverage Risk: Options are leveraged instruments that can amplify both gains and losses
• Time Decay: Options lose value as they approach expiration
• Volatility Risk: Option prices can fluctuate significantly based on market volatility
• Liquidity Risk: Some options may be difficult to buy or sell at desired prices
• Assignment Risk: Option sellers may be assigned at any time
• Unlimited Loss Potential: Certain strategies (like naked calls) have theoretically unlimited loss potential

4. No Guarantee of Results

Options setups, alerts, outcome replays, strategy statistics, and other information provided through our Service do not guarantee any particular trading results. Historical setup performance is not predictive of future price movements.

Historical performance statistics shown in the app (such as win rates or P/L tracking) are based on theoretical calculations and do not reflect actual trading results. Real trading involves additional factors including slippage, commissions, and execution timing that may significantly impact returns.

5. Data Accuracy

While we strive to provide accurate and timely information, we make no representations or warranties about the accuracy, completeness, or timeliness of the data displayed in our Service.

• Market and setup data may be delayed or incomplete
• Price and volume information may contain errors
• Setup classifications and directions are algorithmic interpretations and may be incorrect
• Technical issues may cause data gaps or delays

Always verify information from multiple sources before making trading decisions.

6. Setup Interpretation

A published setup is an algorithmic observation, not a recommendation or guarantee. Its result can differ from the displayed record because of:

• Bid-ask spreads and execution timing
• Rapid changes in volatility and liquidity
• Gaps through an intended entry or exit
• Different position sizing or profit-taking rules

Always verify the contract, current market price, liquidity, and your own risk tolerance before making a decision.

7. Third-Party Information

Our Service may contain links to third-party websites or display information from third-party sources. We do not endorse, guarantee, or assume responsibility for the accuracy of any information provided by third parties.

8. Limitation of Liability

IN NO EVENT SHALL WHALOR, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your access to, use of, or inability to use the Service
• Any conduct or content of any third party on the Service
• Any trading decisions made based on information from the Service
• Unauthorized access, use, or alteration of your transmissions or content

9. Your Responsibility

By using our Service, you acknowledge that:

• You are solely responsible for your trading decisions
• You understand the risks of options trading
• You will not rely solely on our Service for investment decisions
• You will conduct your own research and due diligence
• You will only trade with money you can afford to lose
• You will consult qualified professionals when appropriate

10. Regulatory Compliance

Users are responsible for ensuring their trading activities comply with all applicable laws and regulations in their jurisdiction. Options trading may not be legal or available in all jurisdictions.

11. Contact Us

If you have any questions about this Disclaimer, please contact us at:

Email: legal@whalor.app